Debt Consolidation FAQs

What is debt consolidation financing?

Quite simply, debt consolidation financing is the process of combining all of your debt in to one easy to manage bill and possibly getting a lower interest rate. The SW Financial Company specializes in providing debt consolidation services and we assure you that we can help save you money in the long run.

How does it save me money?

You'll save money by consolidating debt because we'll make sure we get you the lowest interest rate possible! Your payments will also be very affordable, meaning you shouldn't have to incur any late fees or insufficient funds charges.

Sounds like a lengthy process, how long with it take?

Debt consolidation financing through the SW Financial Company is a breeze and you can do it all from your home! All you have to do is fill out our user-friendly application then sit back as we do the hard work for you! You'll have your debts paid off in no time and be on your way to a life without the stress of debt!

How do I know if I need debt consolidation?

Is a large majority of your pay check going toward making payments on several debts? While everyone's situation is different, you should strongly consider debt consolidation financing if you have a large amount of debt that doesn't seem to be shrinking.

How much can I reduce my monthly payments by?

This will depend on how much debt you have and how quickly you want to pay it off, but it can be reduced by as much as 75%.

How does debt consolidation financing affect my credit score?

In most cases, debt consolidation financing would be seen as a positive by creditors since you are taking initiative in getting rid of your debt.

Is it safe to apply online?

Yes! The SW Financial Company takes the security of your information very seriously. Recently we have implemented a complex security system that keeps you safe from hackers and data thieves.